Skip to main content
Open an Account
Love Where You Bank
Marquette Bank History
Marquette National Corporation
Branches & ATMs
Lost or Stolen Card
Pandemic Information Center
Go to our homepage
Login to Online Banking
Online Banking for Business
TransLink Merchant Services
PAL (Portfolio Account Link)
Business Remote Deposit
ELAN Credit Card Cardmember Services
Online Bill Pay
Alerts & Notifications
Mobile Banking & Check Deposits
Mobile Payments with Zelle®
Telephone Automated System
Debit Cards & Free ATMs
Savings & Money Market
CDs & IRAs
Safe Deposit Box
Business Savings & Money Market
Small Business Bundle
Small Business Services
Business Credit Cards
Merchant Payment Processing
Shop Local Discount Network
Home Finance Resource Center
Home Financing App
Home Buyer Grants
First-Time Home Buyer
Find a Mortgage Specialist
Home Finance Resource Center
Articles & Insights For You
Trust & Investment Management
Marquette Wealth Management
Marquette Insurance Services
Marquette Neighborhood Commitment
Marquette Education Foundation Scholarship Program
You may have been a last minute holiday shopper last year, but planning now can help you have a happier, stress-free holiday season this year. Here are some tips to help you budget your holiday spending this year!
Make a list, and check it twice.
Experts agree that it helps to write down a list of all the people for whom you plan to shop, before you hit the stores or turn on the computer. Next to each name write down what you want to buy for that person, and how much you want to spend. You get a clear idea of the numbers involved and know in advance how many gifts you need to purchase.
Shop for bargains
once you have an idea of what you're looking for, and for whom you are buying. In addition, if you are purchasing a number of items from the same online retailer, buying all the items together can cut down on shipping costs.
Curb impulse shopping and spending
– buy only what is on your list. If you've forgotten someone, add them to your holiday budget and, if necessary, adjust the amounts you spend on others so you keep the same total.
Make a plan for those other expenses.
Give some thought to how much you'll be spending during the holiday season on things other than gifts. Be sure to include in your budget the following: postage for cards and presents that need to be shipped; wrapping paper, bows, greeting cards and other supplies; decorations; food and drink for holiday meals (and don't forget to add more, if you will be feeding guests); and travel expenses.
Review your receipts and bills from last year.
This will give you an idea of the amount you actually spent and how long it took to pay for it all.
Save your holiday receipts from this year
and either total them daily or add them up two weeks before the actual holiday. Expenses add up fast during this busy season. Seeing your totals will provide you with a reality check as to how much more you can afford to spend.
Using credit during the holidays?
If so, take only the credit cards you will need and limit those to as few as possible. And be sure to check your credit card statements carefully for any unauthorized charges. Report such charges immediately to your financial institution or credit card company.
If you follow some of these simple tips, you should have a successful and financial stress-free holiday season! Need help with your budget? Call us at
and we can get you in touch with a personal banker at your
to speak to.
Blog post currently doesn't have any comments.
It's GO (Get Organized) Month!
Should I Refinance My Mortgage?
Protect Yourself While At ATMs This Season
Winterize Your Car!
Ways to Find Gratitude
Clean Your Gutters Before Winter
Holiday Shopping Safety Tips
8 Tasks Every Homeowner Should Complete For Fall
Tips To Help You Improve Your Credit
Speedbump Modal Called Incorrectly!