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Ready to Buy?
We Make it a Breeze.

0.00% APR* 30-Year Fixed Rate

Call 877.304.8323 or Fill Out This Form to Learn More or Get Started.

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First-Time Home Buyer Program

If you’re getting ready to buy, here are 10 reasons why we’re a smart choice for your first home loan:

  1. You can trust us to guide you through every step of the process – from helping you decide whether to purchase a home to taking ownership.
  2. We offer a full range of fixed-rate and adjustable-rate mortgage options with competitive rates and terms up to 30 years.
  3. You can set up a free, no-obligation consultation with one of our friendly mortgage specialists. We’ll even come to your home or office.
  4. We offer free, local home buying seminars throughout the year where you can learn tips for creating a budget and saving for a down payment.
  5. You can review your credit report with one of our mortgage specialists, and they will explain how to fix any issues that may affect your mortgage application.
  1. We offer a free Mortgage App that provides a handy mortgage calculator, educational videos and current rates.
  2. We provide free Pre-Qualification Letters stating how much home you can afford, which can give you an advantage over other home buyers.
  3. Our Marquette Bank Affordable Housing Foundation Grants offer up to $5,000 in home buying assistance to those who qualify.
  4. You can get pre-qualified, fill out your application and receive updates and alerts through your computer and smartphone.
  5. We’ve been helping residents of Chicago and its southern suburbs buy homes for more than 70 years.

Overview of the Home Buying Process

It always helps to have step-by-step directions, so we've outlined them here:

Set Up a Free Consultation

Schedule a time to talk with one of our friendly mortgage specialists. They will answer your questions and provide helpful advice. There is no cost and no obligation.

Get Pre-Qualified for Free

If you decide it’s the right time to buy a home, the next step is to get pre-qualified. You do this by filling out a short online application. In about 24 hours, you’ll hear back about whether you qualify and how much home you can afford. This will guide your home shopping. From this point forward, you should not make any major purchases that will affect your credit or your debt-to-income ratio.

Find a Real Estate Agent

Talk to at least a few qualified real estate professionals, and then pick one you feel comfortable with. Show them your Pre-Qualification Letter, explain your needs and ask them to help you find a great home in your price range.

Submit an Offer

Once you’ve found a house that meets your needs, work with your real estate agent to submit an offer. Your real estate agent will help you determine the amount and the terms of the offer.

Settle on a Price

After you submit your offer, the owner may provide a counteroffer. Your real estate agent will help you decide on the price, get the home inspected and negotiate the cost of any repairs.

Complete Your Application

Once you’ve settled on the purchase price and terms, your Marquette mortgage specialist will provide you with a list of necessary documents, fill out your application, schedule an appraisal of the property you intend to purchase and initiate a title search.

Insure Your Home

You will need to protect your investment by insuring it. Your mortgage specialist will help you find a suitable insurance provider if you don’t have one. You may also wish to get a home warranty to protect yourself against unexpected costs.

Close on Your Mortgage

Your Marquette mortgage specialist will schedule a time to gather all necessary participants and sign the paperwork, which will transfer ownership of the property from the seller to you.

Enjoy Your New Home!