Rate updated as of 11/13/19. Information provided assumes the purpose of the loan is to purchase a property with a loan amount of $165,000 and an estimated property value of $220,000. The property is an existing single-family home and will be used as a primary residence. An escrow account is required. The credit score is 740. At a 3.250% interest rate, the APR (Annual Percentage Rate) for this loan type is 3.60%. The payment schedule would be 120 payments of $1612.36. If an escrow account is required or requested, the actual monthly payments will also include amounts for real estate taxes and homeowners insurance premiums.