Simplifying Home Buying
Whether you’re buying your first home or ready for something bigger, our friendly mortgage specialists can help you find the right mortgage simply – so you can focus on enjoying your new home. As a trusted lender to our community for more than 70 years, we pride ourselves on our personalized service, exceptional rates and unique benefits:
Free Mortgage Consultation
Friendly, Responsive Mortgage Specialists
Online Application and Digital Documentation
With You Every Step of the Way
Choosing the right mortgage is an important decision. Don’t worry. Our experienced mortgage specialists can help you navigate the whole financing process. Here’s how it works:
We’ll look at your current income, assets and debt to give you an estimated mortgage amount and terms. Pre-qualification makes it easier to find the right home for your budget while showing sellers that you’re a serious buyer. No credit check is required for pre-qualification, and the process usually happens within 24 hours.
To start your free pre-qualification right over the phone, contact us today.
Start Your Application
When you and your real estate agent place an offer on a home – and the seller accepts your offer – it’s time to get moving on your application. You and your mortgage specialist will lock in the rate and term for your loan, and we’ll arrange an appraisal for the home.
Finalize Your Mortgage
We will ask for important documents to help us complete the underwriting process. These include pay stubs, employment records, tax returns and bank statements. Also, you will need to review and sign some documents related to your mortgage, either electronically or on paper (whichever you prefer). For faster processing, be sure to complete and return these documents in a timely manner.
Buy Your Home
Once your mortgage is approved, we’ll work with you, your real estate agent and the seller to set up a closing date. At the closing, your Marquette Bank Mortgage Specialist will be there to help you complete the final mortgage documents and congratulate you on your new home!