Simplifying Your Home Refinance
If you love your home, but not your monthly mortgage bill, refinancing could be a valuable option. Mortgage refinancing may help you save hundreds or even thousands over the life of your loan and can also provide more flexible terms or even cash in your pocket. You may benefit from refinancing if:
- Mortgage rates have gone down since you bought your home
- Your credit and finances have improved
- You want to switch from an adjustable rate to a fixed rate
Refinancing can help you:
Save Money with a Better Rate
Pay Off Your Mortgage Sooner
Lower Your Monthly Payments
Take Advantage of the Equity in Your Home
With You Every Step of the Way
Choosing to refinance your home can be a big decision. Don’t worry. Our experienced refinancing specialists are here to help you navigate the whole process. Here’s how it works:
The first step is to make sure you qualify and see how refinancing can support your financial goals. At Marquette, we provide a free Home Refinance Review right over the phone.
To get started, contact us today.
If you choose to apply for refinancing, we will request information about you and your property as well as some important documents. These include signed disclosures and financial documents like bank statements and tax returns. We’ll provide your estimated refinancing terms and related costs within three days.
Before your refinance loan can be approved, we’ll complete an appraisal of your home to help us determine the loan amount and terms we can provide. The value of your property depends on a number of factors, including:
- The size of your home
- Recent sale prices of homes in your area
- Amenities and other features
Once the appraisal is done and your application has been processed, we’ll contact you with our decision. If you’re happy with the amount and terms of the loan, you will meet with your refinancing specialist to finalize the loan and pay the closing costs.
Congratulations! Now you can enjoy the freedom and value of a mortgage that’s right for you.