Treasury Solutions

Merchant Payment Processing

• Increase your company's sales by accepting VISA®, MasterCard® and other major credit cards
• A Merchant Gift Card Program can reward loyal customers and create new customers to drive profits and improve cash flow
• Benefit from improved cash flow since your merchant sales are automatically deposited to your checking account
• The latest technology in equipment, available to rent or purchase
• Clear and easy-to-read monthly statements
• Timely and efficient customer service
• Learn more about our payment processing solutions for your business

Business Remote Deposit

• Special 3-Month FREE trial offer available
• Deposit checks online 24/7 and get next day availability on your funds
• Scan and send checks to your account electronically
• Eliminate trips to the branch
• Reduce errors by eliminating manual entries
• Consolidate deposits from multiple locations in one account
• Combine with Online Banking for optimum efficiency

Positive Pay

(ACH & Check)

• Check fraud detection system - stop check fraud before it becomes a loss
• ACH Positive Pay helps guard against unauthorized electronic debit activity
• Reduces labor associated with manual check prevention measures
• Provides more accuracy and greater control over your cash flow
• Electronically share your check register for all written checks for matching and verification
• FREE for 3 months - only $24.95 per month thereafter

Lockbox

• Lockbox processing can streamline the collection of receivables and accelerate your company's cash flow
• Shortens the time to gather, process and deposit payments from your customers
• Allows you to accelerate availability and put your company funds to work as quickly as possible
• Helps to reduce the three float elements in the collection process: mail, processing and availability
• Provides you a unique post office box number and zip code for payments to you
• Gives you deposit information by email, online, fax, phone or regular mail

Sweep Account

• Manage your company's cash by making the most of idle account balances
• Automatically transfer excess cash from your main business checking account to an interest bearing account