Becoming a homeowner is an exciting milestone, but with it comes the responsibility of maintaining your investment. Like a regular checkup for your car, routine home maintenance can prevent costly surprises down the road. Let’s tackle some often-overlooked tasks, along with recommended timelines, that can save you time, money, and headaches in the long run.
Check Your Roof and Gutters
Look for missing or damaged shingles, cracks, or leaks, especially after storms. And when the rain stops, don’t forget to check the gutters. Clogged gutters can lead to water damage, ice dams, and even pest infestations. Aim to clean them twice a year, in spring and fall, or more often if you have overhanging trees.
Seal Cracks and Gaps
Inspect the exterior of your home for cracks or gaps around windows, doors, and the foundation, particularly before winter. Seal these openings to prevent drafts, moisture, and pests from entering your home.
Inspect and Clean Your Chimney
If you have a fireplace, schedule an annual chimney inspection and cleaning by a certified chimney sweep, especially before the start of the cold season. This is crucial for preventing chimney fires and ensuring safe operation.
Maintain Your Deck or Patio
If you have a deck or patio, inspect it regularly for loose boards, splinters, or rot. Clean it as needed and apply sealant or stain every 2 to 3 years to protect the wood from the elements.
Clean Your Dryer Vent
Lint buildup in your dryer vent is a fire hazard. Clean it thoroughly at least once a year (more often if you use your dryer frequently) to reduce the risk of fire and improve dryer efficiency.
Test Smoke and Carbon Monoxide Detectors
These devices are your first line of defense against fire and carbon monoxide poisoning. Test them monthly and replace batteries annually (or as needed).
Test Your Fire Extinguisher
Make sure your fire extinguisher is readily accessible and in good working order. Inspect it annually and replace it if it’s expired or damaged.
Inspect Your Plumbing
Check for leaks under sinks, around toilets, and in the basement, especially near your water heater. Look for signs of water damage, such as stains or mold. Fix any leaks promptly to prevent costly repairs later. Consider having a professional inspection if your plumbing is older or showing signs of wear and tear.
Service Your HVAC System
Have your heating and cooling system serviced annually by a qualified technician. This ensures it’s running efficiently and can catch potential problems before they cause a breakdown.
Replace Air Filters
Change the air filters in your HVAC system every 30 to 90 days (or as recommended by the manufacturer). This improves air quality, reduces strain on your system, and can even lower your energy bills.
Clean Your Refrigerator Coils
Dust and debris can accumulate on the coils behind your refrigerator, reducing its efficiency and lifespan. Clean them at least twice a year with a vacuum or brush.
Check Your Homeowners Insurance
Review your policy annually to ensure it provides adequate coverage for your home and belongings. As you make improvements or acquire valuable items, update your policy accordingly.
Organize Your Home Maintenance Records
Keep a folder or digital record of all your home maintenance activities, including receipts, warranties, and service records. This can be helpful for tracking repairs, budgeting for future maintenance, and even for insurance claims.
Know When to Ask for Help
If you’re unsure how to perform a particular maintenance task, you can find helpful DIY videos on YouTube. However, be realistic about your abilities. Don’t hesitate to seek help from a professional or a knowledgeable friend or family member. It’s always better to be safe than sorry when it comes to home maintenance.
By making home maintenance a priority and following these guidelines, you can ensure that your home remains a safe, comfortable asset for years to come. Remember, a little preventive care today can save you from major headaches (and expenses) tomorrow!
Do you need help budgeting, setting savings goals, or planning for your future? Reach out to us for expert guidance. We’re here for you. Call us at 1-888-254-9500 or come in to your local branch and speak with your personal banker.
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