Group of young friends eating pizza in a restaurant and smiling looking at camera.

Account Features:

  • Send money with Zelle1

  • Free Online Statements2

  • Online & Mobile Banking

  • Account, Balance & Debit Card Alerts

  • Mobile Debit Card On/Off Controls

  • Over 55,000 Free ATMs

  • Available to Students 13-20 years old (Parent/Guardian required for age 17 and under)


FunRewards Debit Rewards3:

Earn unlimited points redeemable for cash for (non-PIN)
signature debit card transactions.

FunRewards Checking Referral Rewards3:

Earn a $50 gift card for each qualified new checking account referral.
Make 10 qualified referrals each year and earn up to $500.

FunRewards Mobile App:

Enjoy Local and National Discounts4, Cell Phone Protection5,6,
ID Theft Aid5,6, 24/7 Roadside Assistance and more!

  • No Monthly Servicer Fee7

  • No Minimum Balance

  • Only $20 to open

mobile app features
You get the exclusive FunRewards mobile app:
Discounts: 400,000+ savings deals from stores,
restaurants and more!

Cell Phone Protection: Up to $400 per claim ($800 per year) if your phone is broken or stolen. Simply pay your phone bill with your account to qualify.

ID Theft Aid: Includes payment card fraud resolution, $2,500 personal identity theft benefit and identity restoration.

24/7 Roadside Assistance: Free to use. You get $80
towards your roadside assistance (up to 4 uses per year).

  1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. You must be 18 to use feature. 2 Printed statements has a monthly cost of $3 per month. 3 Additional terms and conditions apply.

Cash and gift cards are considered income for tax purposes. See terms and conditions at 4 Participating merchants on FunRewards (powered by BaZing) are not sponsors of the program, are subject to change without notice, may not be available in all regions and may choose to limit deals. 5 Cell phone protection and personal identity theft benefit are subject to additional terms and conditions. 6 Insurance products are: NOT A DEPOSIT. NOT FDIC INSURED. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY.

NOT GUARANTEED BY THE BANK. 7 When you turn 21, your account will convert to FunRewards Checking ($6 per month) or you may select any of our checking options.

For those under 18, you must have a parent or guardian on the account.