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8 Ways to Avoid Online Fraud
Cyber-attacks are becoming more and more sophisticated and common. According to the 2017 Norton Cyber Security Insights Report, 143 million U.S. consumers were victims of cybercrime – more than half of the country’s adult online population – with losses totaling nearly $19.5 billion.
We recommend the following tips to help keep your information safe online:
Keep your computers and mobile devices up to date.
Having the latest security software, web browser, and operating system are the best defenses against viruses, malware, and other online threats. Turn on automatic updates so you receive the newest fixes as they become available.
Establish strong passwords.
A strong password is at least 8 to 12 characters and includes a mix of upper and lowercase letters, numbers and special characters. Avoid using passwords based on personal or easily accessible information, such as names, birthdays and common phrases (such as “1234” or “Password”) and never share passwords with coworkers, family or friends. Use different passwords for each account and change them regularly.
Watch out for phishing scams.
Phishing scams use fraudulent emails and websites to trick users into disclosing private account or login information. Do not click on links or open any attachments or pop-up screens from sources you are not familiar with.
Forward phishing emails to the Federal Trade Commission (FTC) at
spam@uce.gov
– and to the company, bank, or organization impersonated in the email.
Recognize and avoid bogus website links.
Cybercriminals embed malicious links to download malware onto devices and/or route users to bogus websites. Hover over suspicious links to view the actual URL that you are being routed to. Fraudulent links are often disguised by simple changes in the URL. For example: www.ABC-Bank.com vs. ABC_Bank.com.
Keep personal information personal.
Hackers can use social media profiles to figure out your passwords and answer those security questions in the password reset tools. Lock down your privacy settings and avoid posting things like birthdays, addresses, mother’s maiden name, etc. Be wary of requests to connect from people you do not know.
Secure your internet connection
. Always protect your home wireless network with a password. When connecting to public Wi-Fi networks, be cautious about what information you are sending over it. Consider using a Virtual Private Network (VPN) app to secure and encrypt your communications when connecting to a public Wi-Fi network.
Shop safely.
Before shopping online, make sure the website uses secure technology. When you are at the checkout screen, verify that the web address begins with
https.
Also, check to see if a tiny locked padlock symbol appears on the page.
Read the site’s privacy policies.
Though long and complex, privacy policies tell you how the site protects the personal information it collects. If you don’t see or understand a site’s privacy policy, consider doing business elsewhere.
“The Internet is home to some of the most notorious fraudsters,” said Raul Perez, First Vice President and Director of IT Security. “As consumers become more and more active online they must take steps to protect their information from cyber thieves, including establishing strong network passwords and making sure to connect to secure websites.”
We hope these tips help you take steps to stay safe online!
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