Last revised  April 2013
 

   FACTS

  WHAT DOES MARQUETTE BANK DO WITH YOUR PERSONAL INFORMATION?    

 Why?            

 
  Financial companies choose how they share your personal information. Federal law gives consumers
  the right to limit some but not all sharing. Federal law also requires us to tell you how we collect,
  share, and protect your personal information. Please read this notice carefully to understand what we do.
   
 What?          
       




 
  The types of personal information we collect and share depend on the product or service you have
   with us. This information can include:
  • Social Security number
  • Income 
  • Account balances
  • Payment history
  • Transaction history 
  • Credit history
   When you are no longer our customer, we continue to share your information as described in this notice.
   
 How?           

 
  All financial companies need to share customers' personal information to run their everyday business.
  In the section below, we list the reasons financial companies can share their customers' personal
  information; the reasons Marquette Bank chooses to share; and whether you can limit this sharing.
   
Reasons we can share your personal information Does Marquette Bank share? Can you limit this sharing?

  For our everyday business purposes -
  such as to process your transactions, maintain your
  account(s), respond to court orders and legal
  investigations, or report to credit bureaus

Yes No

  For our marketing purposes -
  to offer our products and services to you

Yes No

  For joint marketing with other financial companies

Yes No

  For our affiliates' everyday business purposes -
  
information about your transactions and experiences

No We don't share

  For our affiliates' everyday business purposes -
 information about your creditworthiness

No We don't share
  For nonaffiliates to market to you
 
No We don't share
   
Questions?
 Call toll-free 1-888-254-9500                                                                                                               
 
  What We Do
 
  How does Marquette Bank
  protect my personal
  information?



 

 To protect your personal information from unauthorized access and use, we use
 security measures that comply with federal law. These measures include computer
 safeguards and secured files and buildings.

 We also maintain other physical, electronic and procedural safeguards to protect
 this information and we limit access to information to those employees for whom
 access is appropriate.

  How does Marquette  
  Bank collect my personal     information?


 
 We collect your personal information, for example, when you
  • Open an account
  • Pay your bills
  • Apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account
  • Give us your contact information

 We also collect your personal information from others, such as credit bureaus,
 affiliates, or other companies.

  Why can't I limit all
  sharing?




 
 Federal law gives you the right to limit only
  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

 State laws and individual companies may give you additional rights to limit sharing. See  below for more on your rights under state law.

 

  Definitions                                                             
 
  Affiliates   Companies related by common ownership or control. They can be financial and
  non-financial companies.
  • Marquette Bank does not share with our affiliates.
  Nonaffiliates   Companies not related by common ownership or control. They can be financial and
   non-financial companies.
  • Marquette Bank does not share with nonaffiliates so they can market to you.
  Joint Marketing   A formal agreement between nonaffiliated financial companies that together market
  financial products or services to you.
  • Our only joint marketing partner is Elan Financial Services - who provides the               credit card product to Marquette Bank customers.
 
  Other Important Information

  For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information
  with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

  For California Customers. We will not share personal information with nonaffiliates either for them to market to you
  or for joint marketing - without your authorization. We will also limit our sharing of personal information about you
  with our affiliates to comply with all California privacy laws that apply to us.

  For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or  
  share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.

  For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without  
  your authorization and we will not share personal information with affiliates or for joint marketing about your  
  creditworthiness without your authorization.