Website Terms of Use

Effective Date: July 7, 2026

PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. THESE TERMS CONSTITUTE A LEGALLY BINDING AGREEMENT BETWEEN YOU AND MARQUETTE BANK. BY ACCESSING OR USING THIS WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE RECEIVED NOTICE OF AND AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE FROM TIME TO TIME AND ANY CHANGES WILL BE POSTED ON THIS WEBSITE. IF YOU DO NOT AGREE, DO NOT ACCESS OR USE THIS WEBSITE.

 

1. Acceptance of Terms

By accessing or using the Marquette Bank website, located at https://emarquettebank.com (the “Website”), you agree to be bound by these Website Terms of Use (the “Terms”). If you do not agree to these Terms, you must immediately discontinue use of the Website. Marquette Bank may modify these Terms at any time by posting an updated version, and your continued use of the Website constitutes your acceptance of any such modifications. These Terms govern only your use of the Website and do not alter or amend any agreements governing products or services you may have with Marquette Bank.

Regardless of the device you use to access the Website, your use of the Website is subject to your compliance with these Terms, as well as any other written agreement between us and you. You also agree to comply with any additional rules, conditions, guidelines, or terms or conditions of use specific to the products or services provided by us or made available through the Website.

We may, in our sole discretion, and in addition to any other remedies available to us, with or without cause or notice, withdraw, suspend, or discontinue at any time your use of the Website or any of its functions, features, materials, Content (as defined below), or any portion thereof.

You may not access this Website if you: (i) do not agree to these Terms and our Privacy Policy, located at https://emarquettebank.com/privacy-disclosures; or (ii) are prohibited from accessing this Website or its Content, products, or services by applicable law.

BY ACCESSING OR USING THE WEBSITE IN ANY MANNER, INCLUDING WITHOUT LIMITATION BY VIEWING CONTENT OR USING ANY SERVICES, PRODUCTS, MATERIALS, DOCUMENTATION, OR INFORMATION AVAILABLE THROUGH THE WEBSITE, YOU ACKNOWLEDGE THAT YOU HAVE RECEIVED NOTICE OF THESE TERMS AND HAVE READ, UNDERSTAND, AND AGREE TO BE LEGALLY BOUND BY THEM, AS WELL AS THE BANK’S PRIVACY POLICY, AVAILABLE AT https://emarquettebank.com/privacy-disclosures, WHICH IS INCORPORATED HEREIN BY REFERENCE.

IF YOU ARE ACCEPTING THESE TERMS ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU REPRESENT AND WARRANT THAT YOU HAVE FULL AUTHORITY TO BIND SUCH ENTITY TO THESE TERMS, IN WHICH CASE “YOU” SHALL REFER TO THAT ENTITY.
IF YOU DO NOT AGREE TO THESE TERMS OR THE PRIVACY POLICY, YOU MUST NOT ACCESS OR USE THE WEBSITE.
THESE TERMS OF USE AFFECT YOUR LEGAL RIGHTS, INCLUDING AN AGREEMENT TO RESOLVE DISPUTES THAT MAY ARISE BETWEEN US ON AN INDIVIDUAL BASIS INSTEAD OF BY CLASS ACTIONS OR JURY TRIALS.
 

2. Permitted Use

You agree to use the Website only for lawful purposes and in compliance with all applicable laws, regulations, or the terms of any agreements you may have with Marquette Bank, its vendors, or other third parties in connection with your use of the Website. You may not access or use the Website in any manner that could damage, disable, overburden, or impair its functionality or interfere with any other party’s use of the Website. You further agree to establish commercially reasonable security procedures and controls to protect your confidential information. Without limiting the foregoing, you agree not to attempt to gain unauthorized access to any systems or networks connected to the Website, to misuse passwords or other security features, to introduce malicious code or harmful components, or to use automated means such as scraping tools, bots, or similar technologies without Marquette Bank’s prior written consent. The Website is not intended for use by individuals under the age of thirteen.
 

3. Web Content and Materials

All information, materials, and Content, as defined below, provided on the Website are made available for general informational purposes only. Such information, materials, and Content are believed to be reliable, but Marquette Bank does not warrant their completeness, timeliness, or accuracy. All information, materials, and Content are subject to change without notice. Nothing contained on the Website constitutes financial, legal, tax, or accounting advice, nor should any such information be relied upon as a substitute for consultation with qualified professional advisors.

Nothing on the Website constitutes an offer, solicitation, or commitment to provide any product or service. Any reliance on the Website’s content is at your own risk. The availability of products or services described on the Website, as well as associated fees, charges, interest rates, and balance requirements, may vary based on geographic location and applicable eligibility requirements.
 
MARQUETTE BANK MAY, AT ANY TIME AND WITHOUT PRIOR NOTICE, MODIFY, SUSPEND, OR DISCONTINUE ANY INFORMATION, MATERIALS, CONTENT, PRODUCTS, OR SERVICES AVAILABLE ON OR THROUGH THE WEBSITE, WITHOUT LIABILITY TO YOU. ANY INFORMATION ON THE WEBSITE THAT IS DATED SPEAKS ONLY AS OF THE DATE INDICATED. MARQUETTE BANK UNDERTAKES NO OBLIGATION TO UPDATE, REVISE, OR SUPPLEMENT ANY SUCH INFORMATION. MARQUETTE BANK RESERVES THE RIGHT, AT ANY TIME AND WITHOUT PRIOR NOTICE, TO TERMINATE OR RESTRICT ACCESS TO THE WEBSITE OR ANY PORTION THEREOF. THE WEBSITE AND THE INFORMATION, PRODUCTS, AND SERVICES DESCRIBED HEREIN ARE NOT DIRECTED TO, AND ARE NOT AVAILABLE TO, AND DO NOT CONSTITUTE AN OFFER OR SOLICITATION TO, ANY PERSON IN ANY JURISDICTION WHERE SUCH ACCESS OR USE WOULD BE CONTRARY TO APPLICABLE LAW OR REGULATION.
 

4. Disruption of Service

Access to the Website may, from time to time, be unavailable, delayed, limited, or slowed due to a variety of factors. These may include, without limitation, failures of hardware or equipment (including computers, servers, networks, telecommunications lines, and related systems), software errors or malfunctions (including bugs, viruses, configuration issues, or system incompatibility), capacity constraints or system overload, or the operation of security technologies such as firewalls or filtering programs.

Service disruptions may also result from external events beyond the Bank’s control, including without limitation severe weather, natural disasters, acts of God, fire, water damage, mechanical failures, explosions, civil disturbances, war, insurrection, or other similar events. Interruptions in power supply or other utility services, labor disputes or stoppages, and governmental or regulatory actions, court orders, or other forms of human intervention may also affect Website availability.

The foregoing is not an exhaustive list, and the Website may be subject to interruption, delay, or limitation for other causes beyond the Bank’s reasonable control. Marquette Bank shall have no liability for any such disruptions, delays, or unavailability of the Website or any portion thereof.
 

5. Third-Party Content and Links

The Website may contain links to third-party websites for your convenience. Marquette Bank does not control, endorse, or guarantee the accuracy or completeness of any information contained on third-party websites and is not responsible for their content, policies, or practices. Accessing such websites is entirely at your own risk, and you are responsible for reviewing any applicable terms, conditions, and privacy policies associated with those websites.
 

6. Security and Communications

You acknowledge that communications transmitted over the Internet involve inherent risks and may not be secure. Such communications may be subject to interception, delay, loss, corruption, or alteration, and may not be delivered promptly or at all. You further acknowledge that the Website and electronic communications with Marquette Bank may not be free from viruses, malware, or other harmful components.

You agree not to transmit any sensitive, confidential, or personal information, including account numbers, passwords, or other nonpublic information, to Marquette Bank through unsecured channels, including standard email or general Website features. Any information you transmit in this manner is sent at your own risk, and you are solely responsible for maintaining the security of your information and systems.

Marquette Bank shall have no responsibility or liability for any losses, damages, or unauthorized access arising from or relating to communications transmitted over the Internet or through unsecured channels, including any interception, delay, loss, corruption, or alteration of such communications by third parties. The Bank is not responsible for verifying the authenticity or accuracy of any communications received through such channels.

Your use of the Website and reliance on any electronic communications are at your own risk and subject to the limitations set forth in these Terms.
 

7. User Submissions

Except as otherwise provided in Marquette Bank’s Privacy Policy or as required by applicable law, any information, materials, or submissions you transmit through the Website shall be deemed non-confidential and shall become the property of Marquette Bank. Marquette Bank shall be free to use such submissions for any lawful purpose without obligation or compensation to you.
 

8. Intellectual Property

The content of the Website, including, without limitation, text, graphics, data, user and visual interfaces, photographs, trademarks, logos, sounds, music, artwork, computer code, and the design, structure, selection, coordination, expression, “look and feel,” and arrangement of such content (collectively, the “Content”), is protected by U.S. and international copyright, trademark, and other intellectual property laws and is owned, controlled, or licensed by or to Marquette Bank. Your access to the Website does not grant you any rights in the Website or the Content except as expressly provided in these Terms or on the Website.

The Website and Content are protected from unauthorized use, copying, and distribution by applicable laws, including those relating to copyright, trademark, trade dress, unfair competition, and other intellectual property rights. All trademarks, service marks, logos, taglines, and trade dress displayed on the Website are owned by Marquette Bank or their respective owners. Nothing on the Website shall be construed as granting, by implication, estoppel, or otherwise, any license or right to use any such intellectual property without the prior written permission of Marquette Bank or the applicable owner.

Subject to your compliance with these Terms, Marquette Bank grants you a limited, non-exclusive, revocable license to access and use the Website for personal, non-commercial purposes. You may not reproduce, distribute, modify, display, transmit, publish, or otherwise use any Content without prior written authorization, nor may you remove or alter any proprietary notices, use the Content on any networked system or platform, broadcast it in any media, or create derivative works based on the Website or Content.

Except as expressly permitted in these Terms or on the Website, you may not copy, reproduce, republish, upload, post, publicly display, encode, translate, transmit, distribute, or “mirror” any portion of the Website or Content on any other computer, server, device, website, or medium for commercial or non-commercial purposes without Marquette Bank’s prior written consent.
 

9. Disclaimer of Warranties

THIS WEBSITE AND ALL INFORMATION, MATERIALS, AND CONTENT ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, MARQUETTE BANK EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, AS WELL AS ANY WARRANTIES REGARDING THE ACCURACY, COMPLETENESS, RELIABILITY, OR SECURITY OF THE WEBSITE OR ITS CONTENT. MARQUETTE BANK DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE FROM VIRUSES OR OTHER HARMFUL COMPONENTS.
 

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MARQUETTE BANK AND ITS AFFILIATES, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND SERVICE PROVIDERS, SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNATIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR USE OF, OR INABILITY TO USE, THE WEBSITE. THIS INCLUDES, WITHOUT LIMITATION, ANY DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, USE, GOODWILL, OR BUSINESS OPPORTUNITIES, EVEN IF MARQUETTE BANK HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THIS LIMITATION APPLIES REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT, (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER LEGAL THEORY UNDER WHICH LIABILITY IS ASSERTED AND EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE. YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE WEBSITE IS TO STOP USING THE WEBSITE. THE LIMITATIONS OF LIABILITY SET FORTH HEREIN ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN YOU AND MARQUETTE BANK. MARQUETTE BANK WOULD NOT MAKE THE WEBSITE AVAILABLE TO YOU WITHOUT SUCH LIMITATION OF LIABILITY.
 

11. Indemnification

You agree to indemnify, defend, and hold harmless Marquette Bank, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to your use of the Website, your violation of these Terms, your violation of any applicable law, or any infringement or alleged infringement of the rights of any third party.

Marquette Bank reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification by you. In such event, you agree to cooperate fully with Marquette Bank in the defense of such matter, including the assertion of any available defenses.
 

12. FDIC and Product Disclosures

Deposit products offered by Marquette Bank are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits.

Unless otherwise stated on the Website, securities (including mutual funds and variable life insurance), annuities, and insurance products are not deposits, are not insured by the FDIC or any other agency of the United States, and are not obligation of, or guaranteed by, Marquette Bank. Such products involve investment risks, including the possible loss of value. The purchase of such products is not a condition to obtaining any banking product or service from Marquette Bank.
 

13. Accessibility (ADA)

Marquette Bank is committed to providing access to the Website for individuals with disabilities in accordance with applicable law, including the Americans with Disabilities Act. If you encounter difficulty accessing any portion of the Website, you are encouraged to contact the Marquette Bank using the information provided below so that appropriate assistance may be provided.
 

14. Availability; Jurisdiction

The Website is intended for use only in jurisdictions where such use is permitted by law. Marquette Bank makes no representation that the Website or its content is appropriate or available in all locations, and access to the Website from jurisdictions where its contents are illegal is prohibited.
 

15. Additional Terms

Certain portions of the Website or specific features, products, or services made available through it may be subject to additional terms and conditions, which are incorporated by reference into these Terms. In the event of a conflict between these Terms and any such additional terms, the additional terms will control with respect to the applicable portion of the Website or the relevant feature, product, or service.
 

16. Governing Law; Venue

These Terms shall be governed by and construed in accordance with applicable federal law and the laws of the State of Illinois, without regard to conflict of law principles. Any dispute arising out of or relating to these Terms or your use of the Website shall be brought exclusively in the state or federal courts located in Illinois, and you hereby consent to the personal jurisdiction and venue of such courts.
 

17. Waiver of Jury Trial and Class Actions

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND MARQUETTE BANK EACH WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE WEBSITE.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE WEBSITE SHALL BE BROUGHT SOLELY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION, AND MAY NOT BE JOINED OR CONSOLIDATED WITH ANY CLAIM OF ANY OTHER PARTY.
 

18. Limitation on Time to Bring Claims

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ANY CLAIM ARISING OUT OF OR RELATING TO THE WEBSITE OR THESE TERMS MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OR SUCH CLAIM SHALL BE PERMANENTLY BARRED.
 

19. Survival

Any provisions of these Terms that by their nature should survive termination or expiration of these Terms or your use of the Website shall survive, including, without limitation, provisions relating to intellectual property, disclaimers of warranties, limitation of liability, indemnification, governing law, dispute resolution, and any waivers set forth herein.
 

20. Severability

If any provision of these Terms is determined to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be enforced to the maximum extent permissible to effect the intent of the parties, and the remaining provisions of these Terms shall remain in full force and effect. To the extent such provision cannot be so enforced, it shall be deemed severed from these Terms without affecting the validity and enforceability of the remaining provisions.
 

21. Contact Information

If you have any questions, comments, or concerns regarding these Terms, you may contact Marquette Bank by email at marquetteservice@emarquettebank.com or by mail at:
 
Marquette Bank
5700 W. 159th Street
Oak Forest, IL 60452